Traffic School, TLSAE Test Answers ➜ Minimum Vehicle Insurance Coverage, No-Fault Law

Question: Which of the following is the correct minimum coverage that you must have for Bodily Injury Liability for two or more persons?
  $5,000
  $10,000
  $20,000
  $15,000

Click here to know the Answer

$20,000

HINT: $10,000 Bodily Injury Liability (BIL) (to one person).
$20,000 Bodily Injury Liability (to two or more persons).

Question: You are required to have the following minimum insurance coverage at all times while operating a motor vehicle in Florida. This coverage is _______.
A. $10,000 Bodily Injury Liability (to one person)
B. $20,000 Bodily Injury Liability (to two or more persons)
C. $10,000 Property Damage Liability
D. $30,000 Combined Single Limits
E. all of the above.

Click here to know the Answer

all of the above.

Question: Which of the following is the correct minimum coverage that you must have for Property Damage Liability?
  $2,500
  $5,000
  $10,000
  $7,500

Click here to know the Answer

$10,000

Question: True or False: The Florida No-Fault law requires anyone who owns or registers a motor vehicle in Florida have minimum insurance coverage of $10,000 Personal Injury and $10,000 of Property Damage Liability.
A. TRUE
B. FALSE

Click here to know the Answer

TRUE

Question: True or False: You must have $10,000 Bodily Injury Liability if you are in a collision and are at fault.
A. TRUE
B. FALSE

Click here to know the Answer

TRUE

Question: Anytime you renew your car insurance, fail to renew it, cancel it, or the insurance company cancels it, the insurance company must notify:
A. Your county Sheriff
B. The Florida Highway Patrol
C. The Department of Highway Safety and Motor Vehicles
D. The State of Florida Department of Highways and Transportation

Click here to know the Answer

The Department of Highway Safety and Motor Vehicles (DHSMV)

Question: True or False: You cannot buy a license plate and registration for a car, or other four-wheel vehicle, without having liability No-Fault coverage issued in Florida.
A. TRUE
B. FALSE

Click here to know the Answer

TRUE

Question: True or False: Under the Financial Responsibility Law, you are required to have insurance on any motor vehicle you own or drive, except motorcycles.
A. TRUE
B. FALSE

Click here to know the Answer

FALSE
HINT: Under this law, to protect yourself and others, you should have liability insurance on any motor vehicle you own or drive, including motorcycles.

Question: True or False: Unlike four-wheel motor vehicles, under certain circumstances, insurance is not required to register motorcycles.
A. TRUE
B. FALSE

Click here to know the Answer

FALSE

Question: In Florida, when would you be required to have bodily injury liability insurance?
A. A crash where you collide light post
B. A crash where you collide with a wild animal
C. A crash where your vehicle receives more than $200 in damages
D. A crash where your vehicle has caused damage to the property of others

Click here to know the Answer

A crash where your vehicle has caused damage to the property of others

Question: You are required to have insurance when you are ______.
A. in a crash for which you are at fault
B. suspended for points
C. both
D. neither

Click here to know the Answer

neither

Question: True or False: In Florida, No-Fault insurance is optional for owners of a vehicle.
A. TRUE
B. FALSE

Click here to know the Answer

FALSE

EXPLANATION: No-Fault insurance is mandatory in Florida.

Question: The No-Fault Law requires minimum insurance coverage of:
A. $10,000 Personal Injury Protection and $10,000 Property Damage Liability
B. $20,000 Personal Injury Protection and $20,000 Property Damage Liability
C. No insurance

Click here to know the Answer

$10,000 Personal Injury Protection and $10,000 Property Damage Liability

Question: True or False: Florida is a No-Fault Law state.
A. TRUE
B. FALSE

Click here to know the Answer

TRUE

Question: The two motor vehicle insurance laws in Florida are the Financial Responsibility Law and the ________________________.
A.) Safety Law
B.) Good Driver Law
C.) Insurance Law
D.) No-Fault Law

Click here to reveal the Answer

No-Fault Law

Question: The No-Fault Law requires __________
C. owners of a vehicle to purchase an insurance policy issued in the state of Florida.
B. owners who are at fault in a collision to have insurance coverage.
A. no insurance.

Click here to know the Answer

owners who are at fault in a collision to have insurance coverage.

Question: In Florida No Fault Insurance is?
A. Mandatory for all drivers
B. mandatory for only cars valued over $5,000.
C. only mandatory for drivers over the age of 21
D. optional for all drivers

Click here to know the Answer

Mandatory for all drivers